:root {
  color-scheme: light;
  --bg: #f5efe3;
  --paper: rgba(255, 249, 240, 0.92);
  --ink: #19345d;
  --muted: #5f6e82;
  --gold: #d7a13f;
  --gold-deep: #b67d24;
  --line: rgba(25, 52, 93, 0.12);
  --shadow: 0 18px 45px rgba(25, 52, 93, 0.12);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  min-height: 100vh;
  font-family: "Avenir Next", "Trebuchet MS", sans-serif;
  color: var(--ink);
  background:
    radial-gradient(circle at top left, rgba(255, 214, 120, 0.5), transparent 36%),
    radial-gradient(circle at top right, rgba(25, 52, 93, 0.12), transparent 32%),
    linear-gradient(180deg, #f6d67d 0%, var(--bg) 40%, #f7f2e9 100%);
}

a {
  color: inherit;
}

.shell {
  width: min(1080px, calc(100% - 32px));
  margin: 0 auto;
  padding: 24px 0 64px;
}

.topbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 28px;
}

.brand {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.brand-mark {
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-deep);
}

.brand-title {
  font-size: 1.35rem;
  font-weight: 800;
}

.nav {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.nav a,
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0 16px;
  border-radius: 999px;
  border: 1px solid var(--line);
  background: rgba(255, 255, 255, 0.72);
  color: var(--ink);
  text-decoration: none;
  font-weight: 700;
  box-shadow: 0 8px 20px rgba(25, 52, 93, 0.08);
}

.button.primary {
  background: linear-gradient(135deg, var(--gold) 0%, #f4c55b 100%);
}

.hero,
.panel,
.faq-item {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 28px;
  box-shadow: var(--shadow);
  backdrop-filter: blur(12px);
}

.hero {
  display: grid;
  grid-template-columns: 1.6fr 1fr;
  gap: 28px;
  padding: 34px;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 12px;
  border-radius: 999px;
  background: rgba(25, 52, 93, 0.08);
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--gold-deep);
}

h1,
h2,
h3 {
  margin: 0;
  line-height: 1.05;
}

h1 {
  margin-top: 18px;
  font-size: clamp(2.6rem, 6vw, 4.9rem);
  letter-spacing: -0.04em;
}

.lede {
  margin: 18px 0 0;
  max-width: 64ch;
  font-size: 1.08rem;
  line-height: 1.65;
  color: var(--muted);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 24px;
}

.stat-grid,
.card-grid,
.faq-grid {
  display: grid;
  gap: 18px;
}

.stat-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.stat {
  padding: 18px;
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.75);
  border: 1px solid var(--line);
}

.stat strong {
  display: block;
  font-size: 2rem;
  line-height: 1;
}

.stat span {
  display: block;
  margin-top: 8px;
  color: var(--muted);
  font-weight: 600;
}

.section {
  margin-top: 26px;
}

.section h2 {
  font-size: clamp(1.8rem, 4vw, 2.6rem);
}

.section-copy {
  margin: 10px 0 0;
  max-width: 68ch;
  line-height: 1.7;
  color: var(--muted);
}

.card-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  margin-top: 18px;
}

.panel {
  padding: 24px;
}

.panel p,
.panel li {
  color: var(--muted);
  line-height: 1.65;
}

.panel ul {
  margin: 14px 0 0;
  padding-left: 20px;
}

.faq-grid {
  margin-top: 18px;
}

.faq-item {
  padding: 22px;
}

.faq-item p {
  margin: 10px 0 0;
  color: var(--muted);
  line-height: 1.65;
}

.footnote {
  margin-top: 28px;
  font-size: 0.95rem;
  line-height: 1.7;
  color: var(--muted);
}

.inline-list {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 18px;
}

.chip {
  padding: 9px 14px;
  border-radius: 999px;
  background: rgba(25, 52, 93, 0.08);
  color: var(--ink);
  font-size: 0.95rem;
  font-weight: 700;
}

.contact {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-top: 16px;
  padding: 14px 16px;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.84);
  border: 1px solid var(--line);
  text-decoration: none;
  font-weight: 700;
}

footer {
  margin-top: 40px;
  padding-top: 20px;
  border-top: 1px solid var(--line);
  color: var(--muted);
  font-size: 0.92rem;
}

@media (max-width: 860px) {
  .hero,
  .card-grid {
    grid-template-columns: 1fr;
  }

  .topbar {
    align-items: flex-start;
    flex-direction: column;
  }
}

@media (max-width: 560px) {
  .shell {
    width: min(100% - 20px, 1080px);
  }

  .hero,
  .panel,
  .faq-item {
    border-radius: 22px;
  }

  .hero {
    padding: 24px;
  }

  .stat-grid {
    grid-template-columns: 1fr;
  }
}